Privacy Policy

By using or accessing MoneyMonarch content or any MoneyMonarch website, you accept the practices described in this Privacy Policy. For purposes of this Privacy Policy, the term “MoneyMonarch ” (also “we ” or “us “) includes Money Monarch LLC and its related companies, subsidiaries, and brands, including without limitation all websites operated by these entities.

What information does gather?
There are two types of personally identifiable information MoneyMonarch may obtain from you: (1) information you may choose to submit to us, and (2) information we collect as you interact with a MoneyMonarch website or if you respond to one of our postal mailings. Together, this is “User Information.”

User Information submitted to MoneyMonarch includes all information you may submit for purposes of registering to receive MoneyMonarch services, such as your name, address, email address, telephone number, or payment information, as well as in some cases selection of a username and password. You may also submit online comments or responses to surveys that we send you.

User Information about online browsing or access includes such things as “cookies, ” which are pieces of data stored on a user’s computer tied to information about that user, to make online browsing more efficient. We also collect information on how users access and browse MoneyMonarch websites. This information may or may not be identifiable, and it may include statistics about the numbers and timing of unique visits to our website(s), repeat visits, and which pages are viewed. Information we collect may also include email delivery behavior, such as if you received an email we sent you, if you opened it, how many times you opened the email, if you clicked on a URL in the email, which URL you clicked on, and how many times you clicked on a URL.

How does MoneyMonarch use personal information?
MoneyMonarch uses User Information to provide services and products that you request, and to analyze trends, administer the site, track user movement, and gather aggregate information.

MoneyMonarch may also send CAN-SPAM Act compliant email advertisements or messages on behalf of third-party advertisers to anyone who signs up, registers or subscribes to any of our services. We do not sell or transfer your email address to these third parties unless you specifically request information from one of our co-registration advertisers by selecting or leaving selected the check box next to the co-registration offer. Pursuant to the CAN-SPAM Act, you may opt-out from receiving third-party promotional messages at any time through an “opt-out” link at the bottom of any MoneyMonarch promotional email.

How do we share information?
Except as outlined in this Privacy Policy, MoneyMonarch does not rent, sell, or transfer personally identifiable User Information to third parties without your consent.

MoneyMonarch may share User Information with our vendors or contractors who provide certain services for us, such as subscription fulfillment, delivery of email, and management of online surveys. This information is shared with these MoneyMonarch vendors or contractors only for the purpose of providing these services or functions. In addition, to the extent that you submit comments or survey responses, you understand and agree we may use those responses, including by posting them online with your name or username, as applicable.

We may provide our advertisers with non-identifiable email behavior information on an aggregated basis such as email delivery information, email open rate information, and URL click tracking information.

If MoneyMonarch is ever sold, acquired, or merged, in whole or part (including a sale of one or more discrete publications, brands, or departments), any User Information may be transferred to one or more separate successor entity or entities. MoneyMonarch subscribers and registered users will be notified of such a change in ownership, merger or acquisition.

Co-registration, third party advertisements, and links
MoneyMonarch may display on its websites advertisements from third party advertisers who are interested in reaching our audience. We may also transmit information about our visitors and subscribers collected through the registration process as well as through any online surveys we may conduct.

Although MoneyMonarch attempts to accept advertisements from responsible third party advertisers, we make no representations or guarantees about such third parties. You understand that if you choose to register with or enter into a transaction with any third-party advertiser based on an advertisement or offer found on a MoneyMonarch website, within a MoneyMonarch email, or via any other delivery method (including, but not limited to, postal mail), that such a third party advertiser is separate from MoneyMonarch and that MoneyMonarch is not responsible or liable for any action or omission by the third-party advertiser.

Similarly, MoneyMonarch websites may contain links to other websites. We cannot be and are not responsible for the privacy practices of other websites. We encourage users to be aware when they leave a MoneyMonarch website to read the privacy statements of each and every website that collects personally identifiable information. This Privacy Policy applies solely to information collected by MoneyMonarch.

Changes to this policy
Your use of MoneyMonarch website(s), and any disputes arising from it, is subject to this Privacy Policy as well as our Terms and Conditions of Service ( “TCS “) and all of its dispute resolution provisions. We may modify this Privacy Policy effective immediately upon notice to you either by (1) electronic mail or conventional mail or (2) posting to a MoneyMonarch website (which shall be deemed constructive notice). Your continued use of any MoneyMonarch website following notice of any modification to this Privacy Policy shall be conclusively deemed an acceptance of all such modification(s). We encourage you to refer to this policy on an ongoing basis so that you understand our current privacy policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

Where to Direct Questions About Money Monarch LLC’s Privacy Policy
If you have any questions about this Privacy Policy or the practices described herein, you may contact Customer Service here:

Money Monarch LLC
7993 Grasmere Drive
Boulder, CO 80301